Volans is a decentralized financial and credit payment system. The Volans platform gives users an opportunity to conduct instantly transactions such as paying bills and purchasing goods with cryptocurrency assets and also instantly receives a credit. Volans erases barriers between the usage of digital and fiat money in everyday tasks and allows escaping complicated and expensive procedures of converting into fiat money. Also Volans ensures safely storage of cryptocurrency assets directly on the user`s device where neither Volans nor any other institutions have access to user`s assets. Thanks to the Blockchain technology, users can instantly receive credits because all information about user`s credit rating is stored in an open but anonymous flow. Volans makes the usage of cryptocurrency for its intended purpose easier and offers a lot of advantages to users in comparison with the work of banking applications and available financial solutions on the market.