Minerva is the world's first reverse merchant processor. They pay transaction fees to approved businesses integrated within the Minerva economy, and don't charge them. Minerva is a platform designed to incentivize the adoption of its OWL token with a new and disruptive economic model. Minerva introduces advanced methods to combat violent short-term price swings and rewards the companies that accept it at a variable rate to reduce volatility. It is both a platform with a tangible economic model as well as a cryptocurrency. Minerva's aim to deliver the most optimal eCommerce cryptocurrency. Read the whitepaper for more information.