Mammoth PAY vision is to create a globally accessible alternative to traditional banking, allowing you to store your money safely, access it instantly and transact with it anywhere, in any currency including crypto by using the MMT token, right from your smartphone. In order for users of the MMT wallet to transact in real-time, the Mammoth solution will be integrated into the digital multi-currency wallet. This functionality can only be accessed with a MMT token. The MMT token will be used to pay for the operating cost of setting up the Data channel. Because MMT tokens can change in value, the price per transaction is calculated similarly to how gas prices are on Ethereum. Data channels are a technique for making off-chain transactions with the same security guarantees as an onchain operation. Data channels allow us to conduct blockchain interactions as if they were being conductedon-chain, but require only that two or more users exchange information with each other.