Global decentralized blockchain-platform, where people and companies can interchange directly to each other. Karma creates the ecosystem, where people can create infinite types of relationships: from hardcore pawnshop-type short-term loans to social loans with zero interest rate, zero collateral rate and without exact timing on repayments (e.g. borrower can pay when there will be an opportunity and the lender is OK with it). Such agility and infinite relationships diversity makes the whole ecosystem more sustainable.
Karma is not only a financial project. It’s a social-financial project with several important tasks. Create new relationship types to support creators (artists, scientists, philosophers etc.): Karma user can issue the bill of exchange without mandatory refund time. The recipient have options: to cash out the bill during several months,or to split the bill to other community members (it’s like paying for some goods and services). If the recipient will deliver some creative value after the bill’s reception, he can send a message for the issuer and the issuer can bring the recipients’ reputation up. This is one of the most important features in Karma, because there’s a lot of people in the world who don’t like to be involvedin typical trading economical relationships. But such people can enrich the culture by creating new things, new meanings and new relationship types. They are the cultural drivers, but in usual economical relationships they couldn’t earn enough money.